Healthcare costs are rising rapidly across India and many parts of the world. A single hospital visit can disturb long-term savings if financial planning is weak. That is why people often face a critical question during treatment planning: health insurance vs medical loan — which option is better? Both health insurance and medical loans help … Read more
What Is a Medical Loan and Why It Matters Healthcare costs in India have risen steadily over the last decade. Even with insurance, many families face large out-of-pocket expenses for surgeries, critical treatments, or emergency care. This is where a medical loan becomes important. A medical loan is a personal loan designed specifically to cover … Read more
What Is Cashless Health Insurance & Why It Matters in 2026 Healthcare costs are rising every year, especially in India. A single hospital stay can easily cost ₹50,000 to ₹5 lakh or more. In such situations, cashless health insurance plays a critical role. Cashless health insurance allows you to get medical treatment at network hospitals … Read more
Why Health Insurance for Senior Citizens Matters Health insurance for senior citizens has become a necessity in India, not a luxury. With rising medical costs, lifestyle diseases, and longer life expectancy, people above 60 face higher health risks and frequent hospital visits. In 2026, the average hospitalization cost in India can easily cross ₹3–5 lakhs … Read more